Give more loan options to your borrower with Jumbo!
Loan Amounts to $3.5 Million
Don't limit your borrowers' buying potential if they require financing beyond conventional limits!
Our Jumbo programs empower you to give your clients more options while helping you close more loans! We have four versatile Jumbo programs, available for Purchase, Cash Out, and Rate & Term Refinance.
Jumbo Loan Programs
Jumbo
FICO Down to 660
LTV up to 90%
Loan Amounts to $3.5 million
Max DTI - AUS or Max 50%
30 Year
Primary, Second, Investment
Warrantable Condos
Buydowns N/A
Minimum loan amount is $1 above the conforming loan limit
Jumbo Elite
FICO Down to 660
LTV Up to 89.99%
Loan Amounts to $3 million
Max DTI - AUS or 45% Max (fixed), 43% (I/O)
15, 30 Year
Primary, Second, Investment
Warrantable Condos
Minimum loan amount is $1 above the conforming loan limit
Jumbo Pro
FICO Down to 660
LTV Up to 80%
Loan Amounts to $3 million
Max DTI - DU or 49.99% max
15, 30 Year
Primary, Second, Investment
Non-Warrantable Allowed
Buydowns - 2:1, 1:0
Minimum loan amount is $1 above the conforming loan limit
Jumbo Preferred
FICO Down to 680
LTV Up to 85%
Loan Amounts to $3 million
Max DTI - Max 45%
15, 30 Year
Primary, Second, Investment
Non-Warrantable Condos Ineligible
2:1 and 1:0 Temp Buydowns on 30 YR only
Minimum loan amount is $1 above the conforming loan limit
