100% CLTV FHA Options

Exclusive to Giant Lending

100% DPA

No Payment on the 2nd Loan – 0% Rate
  • NO FIRST TIME HOMEBUYER REQUIREMENT!
  • BPC/LPC options available
  • Subordinated Second Loan (3.5%)
  • No Payment on the Second Loan 0% Rate
  • No Income Restrictions
  • 2/1 Buydown Available
  • 600 minimum FICO
  • Manual Underwrite 660+ FICO
  • Conforming and High Balance Loan Limits Available

100% DPA Plus

Better priced option for well qualified borrowers
  • NO FIRST TIME HOMEBUYER REQUIREMENT!
  • 100% CLTV FHA Loan
  • BPC/LPC options available
  • No income limits
  • 2nd lien with an interest rate 2% greater than 1st lien
  • 2nd lien Payment amortized over 10 years
  • Borrower’s minimum contribution of $0.00
  • Conforming and High Balance Loan Limits Available

101.5% DPA Deluxe

Include Closing Costs (1.5%)
  • NO FIRST TIME HOMEBUYER REQUIREMENT!
  • 101.5% CLTV, (96.5% First + 5% DPA)
  • Include Closing Costs (1.5%)
  • BPC/LPC options available
  • FHA 30-YR Fixed Purchase
  • Refer / Eligible OK
  • No Income Limits
  • 1 – 2 Units, Primary Residence Only
  • 600 Min FICO
  • 660 Min FICO for Manual Underwrite