NOT LIMITED TO FIRST TIME BUYERS!
Include Closing Costs (1.5%)
Highlights
- 101.5% CLTV, (96.5% First + 5% DPA)
- No First Time Home Buyer Requirement!
- Include Closing Costs (1.5%)
- BPC/LPC options available
- FHA 30-YR Fixed Purchase
- Refer / Eligible OK
- No Income Limits
- 1 – 2 Units, Primary Residence Only
- 600 Min FICO
- 660 Min FICO for Manual Underwrite
*Non-QM Specials exclude Seconds (Closed-End or Stand-Alone), except where noted.
Closed-End Seconds Specials: eligible only in conjunction with GIANT Lending first liens. See our Closed-End Seconds matrix for details. Loans originated in US Territories and the following states are ineligible: MI NJ, NY, TN, TX, WV. Restrictions apply. Contact your account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.
April Special Offers valid for loans locked between 4/1/2026 and 4/30/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
GIANT Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.