NON-QM Programs

NON-QM Programs

Innovative Non-QM programs to broaden our broker’s market and help them close more loans.

Highlights include:

  • 3 & 12 Month Bank Statement
  • P&L Only
  • 90% LTV ALT Doc options
  • Asset Depletion 
  • 85% LTV DSCR
  • Full Doc
  • True Business Purpose Options
  • 40-year I/O
  • WVOE 

Available on our TPO portal technology where you can register, submit, and disclose in minutes.

Earn more on NON-QM all January!*

Available on all NON-QM Products

Learn More

Have a loan that you want to discuss with our experienced team?  Reach out to us!

*Specials apply to all eligible Non-QM (except Closed End Seconds, Standalone Seconds). 

Offers valid for loans locked between 1/1/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify.

Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.

Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.

GIANT Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.