Jumbo Preferred

Expanded Jumbo Options with Built-In Flexibility

Highlights:

  • FICO Down to 680
  • LTV Up to 85%
  • Loan Amounts to $3 million
  • Max DTI – Max 45%
  • 15, 30 Year
  • Primary, Second, Investment
  • Non-Warrantable Condos Ineligible
  • 2:1 and 1:0 Temp Buydowns on 30 YR only
  • Minimum loan amount is $1 above the conforming loan limit

*June Special Offers valid for loans locked between 6/1/2026 and 6/30/2026.  All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.

Loans originated in US Territories and the following states are ineligible:  MI NJ, NY, TN, TX, WV.  Restrictions apply. Contact your account Executive for details.  Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.

Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.

GIANT Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.