Expanded DSCR for Investors looking to expand their portfolios.
Highlights
- Purchase, Rate and Term and Cash-Out
- Residential 5 – 8 units
- Occupancy: Investment
- $3 million max loan amount
- Min FICO 680
- 15 -YR Fixed, 30 -YR Fixed
- Minimum DSCR ≥ 1.00
Up to:
Earn more on now NON-QM in July!*
Available on all NON-QM Products
No License, No Problem
With our Business Purpose loans you don’t need to be licensed in certain states where we are licensed. We can fund with our Giant Lending Mortgage License.
States may have other or additional requirements, check with your Account Executive.
What's a Business Purpose Loan?
A business purpose loan is used to purchase an investment property or a cash out refinance where the funds are used for any business purpose. The property collateralized can be non-owner occupied if the funds are used for business. You can work directly with real estate investors and business owners who are looking for this type of loan to either purchase an investment property or looking for funds to enhance their current one.
Licensing Requirements for Business Purpose
No License Needed
Mortgage Broker License Required
Real Estate Broker License Needed
State Mortgage License Required
Money Broker License Required
We do not lend, financing not available
*July Special Offers valid for loans locked between 7/1/2026 and 7/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Loans originated in US Territories and the following states are ineligible: MI NJ, NY, TN, TX, WV. Restrictions apply. Contact your account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
GIANT Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.