100% CLTV FHA Options

Exclusive to Giant Lending

No Payment on the 2nd Loan – 0% Rate

600 minimum FICO
BPC/LPC options available
No first time homebuyer requirement
FHA First Loan
Subordinated Second Loan (3.5%)
No Payment on the Second Loan
0% Rate
No Income Restrictions
2/1 Buydown Available
Manual Underwrite 660+ FICO
Conforming and High Balance Loan Limits Available

Better priced option for your well qualified borrowers

100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
BPC/LPC options available
No income limits
2nd lien with an interest rate 2% greater than 1st lien
2nd lien Payment amortized over 10 years
Borrower’s minimum contribution of $0.00
No First Time Home Buyer Requirement
Conforming and High Balance Loan Limits Available

Include Closing Costs (1.5%)

101.5% CLTV, (96.5% First + 5% DPA)
BPC/LPC options available
No FTB Requirement
Include Closing Costs (1.5%)
FHA 30-YR Fixed Purchase
Refer / Eligible OK
No Income Limits
1 – 2 Units, Primary Residence Only
600 Min FICO
660 Min FICO for Manual Underwrite